Spinwheel Closed $11M in New Funding Learn More
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Our mission is to make it easier to manage debt

Our APIs and drop-in modules are built to address the American debt crisis directly from users native financial habitats

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The Spinwheel story

When the student debt crisis impacted Tomas' niece and sister, we were inspired to find a way to help our loved ones—and the millions of other Americans who took out student loans—get out of debt sooner. Too many young people are starting their lives with debt that will accrue over their lifetimes, while solutions have not kept pace with this growing problem.

As a founding team who previously built the APIs and financial technology for one of the largest payment networks in the world, we wanted to use our skills to help Americans struggling with debt. In order to truly understand the problem we spent months learning from borrowers and their loved ones, listening to their needs, ideating solutions and testing products. We realized that our greatest impact would be through a modern platform that could enable hundreds and thousands of apps and services to unlock the solutions to the crisis.

We believe that debt shouldn’t hold you back in life, so we started Spinwheel to democratize intelligent debt solutions. Spinwheel provides the core infrastructure that popular apps and services can use to embed the payment, management, and application of loans. By increasing access, choice, and transparency, Spinwheel helps to alleviate the burdens of living with debt and improve outcomes for all borrowers.

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We believe that debt shouldn’t hold you back in life, so we started Spinwheel to democratize intelligent debt solutions.

Our team

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Join an awesome team that is transforming the way Americans understand, manage and pay their debt, starting with student loans

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