Optimize your members’ financial health in just one click. You’ll get complete visibility into your members’ debt and payment profile, allowing you to provide recommendations and present lending products that match their needs at exactly the right time. With our data, you can become the go-to platform to help your members understand and optimize their financial health.
Transform your members' financial health
(with only a phone number and birthdate!)
Our 1-Click Solutions are powered by our debt APIs and help credit unions create a best-in-class member experience, including:
📱Enhance your digital experience with an aggregated view of liabilities
🏆 Increase account primacy and direct deposits when members start managing liabilities from your platform
🌐 Provide services like pre-qual, balance transfer, direct disbursement, and more with only two fields — say goodbye to time-consuming, error-prone manual entry!
🚀 Deliver better leads and information to your team for cross-selling and an overall improved member experience
Our 1-Click Solutions for Credit Unions
1-Click Debt Management
Pre-qualify members with just one click. With our APIs, you’ll get immediate access to 9-digit SSNs, existing tradelines, VINs, and credit scores, as well as real-time balances on credit cards. Get accurate and completed applications faster. You’ll see higher conversions with less cost and lower risk. Includes the enhanced underwriting data that comes with our 1-Click Underwriting Solution.
1-Click Balance Transfers
Make highly-targeted offers and transfer balances in just one click. With our API, you can quickly target the best members for balance transfers because you’ll have complete visibility into a member’s third party credit cards including real-time balances. It also takes just one click for members to accept your targeted balance transfer offer. As soon as the member accepts, we’ll immediately process the transfer of funds and you’ll receive confirmation and settlement details automatically.
1-Click Direct Pay
Reliably and easily disburse funds to any existing debt with just one click. You’ll get real-time credit card balances as well as full account and billing information, including credit card number and issuer details, for every loan that you want to disburse funds to. This is an easy and surefire way to dramatically increase adoption of direct disbursement and eliminate the risk of default, delinquency, and fraud.