Pre-qualify users with just one click. With our APIs, you’ll get immediate access to 9-digit SSNs, existing tradelines, VINs, and credit scores, as well as real-time balances on credit cards. Get accurate and completed applications faster. You’ll see higher conversions with less cost and lower risk. Includes the enhanced underwriting data that comes with our 1-Click Underwriting Solution.
Transform your debt & lending solutions
(with only a phone number and birthdate!)
Our 1-Click Solutions are powered by our debt APIs and help lenders create a best-in-class customer experience. Go from first interaction to origination in record time, plus:
💨 Quickly and affordably utilize detailed consumer and loan data and a variety of actions, including payments, new originations, refi, and payoff.
📲 Disburse funds to any outstanding debt, lowering the default and delinquency risk by ensuring that the funds are going directly to the appropriate debt.
💰 Spinwheel is embedded in some of the best consumer apps, allowing you to reach customers where they already are, increasing your reach and impact.
1-Click Balance Transfers
Make highly-targeted offers and transfer balances in just one click. With our API, you can quickly target the best users for balance transfers because you’ll have complete visibility into a user’s third-party credit cards, including real-time balances. It also takes just one click for users to accept your targeted balance transfer offer. As soon as the user accepts, we’ll immediately process the transfer of funds, and you’ll receive confirmation and settlement details automatically.
1-Click Direct Pay
Reliably and easily disburse funds to any existing debt with just one click. You’ll get real-time credit card balances as well as full account and billing information, including credit card number and issuer details, for every loan that you want to disburse funds to. This is an easy and surefire way to dramatically increase adoption of direct disbursement and eliminate the risk of default, delinquency, and fraud.