Make highly-targeted offers and transfer balances in just one click. With our API, you can quickly target the best users for balance transfers because you’ll have complete visibility into a user’s third party credit cards including real-time balances. It also takes just one click for users to accept your targeted balance transfer offer. As soon as the user accepts, we’ll immediately process the transfer of funds and you’ll receive confirmation and settlement details automatically.
Game-Changing Solutions Powered by Modern Debt APIs
Get verified data and take actions with just one click.
With just a consumer’s phone number and birthdate, you’ll get access to verified customer information and comprehensive debt data – including full SSN, address, credit score, loan and account details, real-time balances, payment info, and more.
Powered by our 4 Product Pillars, our 1-click solutions give you the data you need to make smart decisions for your business, whether it’s disbursing funds or pre-qualifying a customer.
Our 1-Click Solutions
Balance Transfers
Debt Management
Debt Relief Intake
Direct Pay
Pre-Qual
Underwriting
For Credit Card Issuers
1-Click Balance Transfers
For PFMs
1-Click Debt Management
Optimize your customers’ financial health in just one click. You’ll get complete visibility into your customers’ debt and payment profile, allowing you to provide recommendations and present lending products that match their needs at exactly the right time. With our data, you can become the go-to platform to help your customers understand and optimize their financial health.
For Debt Resolution Providers
1-Click Debt Relief Intake
Get from the first call to customer intake 10x faster. Our technology ensures that credit counselors and debt settlement companies can get 100% verified information including a complete borrower profile, debt info, and real-time credit card balances in just one click. This means no more manual data entry or verification. Plus, you’ll get updated information on the customers’ current debts as needed.
For Lenders
1-Click Direct Pay
Reliably and easily disburse funds to any existing debt with just one click. You’ll get real-time credit card balances as well as full account and billing information, including credit card number and issuer details, for every loan that you want to disburse funds to. This is an easy and surefire way to dramatically increase adoption of direct disbursement and eliminate the risk of default, delinquency, and fraud.
For Lenders
1-Click Pre-Qual
Pre-qualify users with just one click. With our APIs, you’ll get immediate access to 9-digit SSNs, existing tradelines, VINs, and credit scores, as well as real-time balances on credit cards. Get accurate and completed applications faster. You’ll see higher conversions with less cost and lower risk. Includes the enhanced underwriting data that comes with our 1-Click Underwriting Solution.
For Risk + Data Science
1-Click Underwriting
With just a phone number and birthdate, you’ll access all the data you need to fully understand a customer’s risk profile and complete the underwriting process. Our 100% verified customer data includes real-time balances, payoff amounts for any liability, 9-digit SSNs, existing tradelines and credit scores. Gone are the days of asking borrowers for dozens of updated statements. Get them straight through the underwriting phase faster.
