The Fair Credit Reporting Act (FCRA) is a U.S. federal law that promotes accuracy, fairness, and privacy of consumer information. Here is a quick summary of your key rights under FCRA. 

For more information, including information about additional rights, please visit the Consumer Financial Protection Bureau here. 

Summary of Key Rights.

You have the right to access your consumer credit report.

You have the right to dispute inaccurate or incomplete information.

You have the right to identity theft and fraud protections.

You have the right to know who accessed your report.

You have the right to seek damages for violations.

You have the right to receive adverse action notices if you are denied credit or have another adverse action taken against you as a result of information in your consumer report.

Learn More.

View the CFPB Summary of Consumer Rights for a complete explanation.