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Product > Profile

A Clearer View of Credit in Real Time.

Spinwheel Profile brings together verified liability and real-time credit data to support faster, more informed decisions.

Get Started With Profile

See Docs

Product > Profile

A Clearer View of Credit in Real Time.

Spinwheel Profile brings together verified liability and real-time credit data to support faster, more informed decisions.

Get Started With Profile

See Docs

Instant Credit Insight. Not Hindsight.

Spinwheel removes barriers to permissioned real-time credit insight, giving institutions the clarity they need to act quickly and confidently.

How It Works

Spinwheel Profile Delivers a Complete, Current Credit View.

Step 1

Phone Number

Confirms identity securely, without usernames or passwords.

Step 1

Phone Number

Confirms identity securely, without usernames or passwords.

Inside Spinwheel Profile

Credit Profile

Unify credit, debt, and scores in a single standardized view, with flexible attributes for accurate verification.

Credit Scores

Only need credit scores? We’ve got those, too. We currently offer VantageScore 3.0, FICO 4, and FICO 8 — and adding more.

Weekly or Monthly Subscription Refresh

Keep credit profiles continuously up to date with automated refreshes. Choose weekly or monthly updates to retrieve the latest comprehensive credit report and liability data.

Vehicle Attributes

Fill in complete vehicle make, model, trim, and year data for a consumer's application.

Real-Time Data

Access real-time credit card balances for a current view of liability risk — no outdated statements.

Stacked account cards showing balances for a Citibank credit card, Chase joint checking, and Chase joint savings

Credit Card Name & Art

Instantly identify a consumer's exact credit card brand, program, and card art without requiring sensitive account details.

Vehicle Lookup

Access a consumer's comprehensive vehicle information, using just a VIN or license plate number.

Talk to Our Team.

Credit Profile

Unify credit, debt, and scores in a single standardized view, with flexible attributes for accurate verification.

Real-Time Data

Access real-time credit card balances for a current view of liability risk — no outdated statements.

Credit Scores

Only need credit scores? We’ve got those, too. We currently offer VantageScore 3.0, FICO 4, and FICO 8 — and adding more.

Credit Card Name & Art

Instantly identify a consumer's exact credit card brand, program, and card art without requiring sensitive account details.

Weekly or Monthly Subscription Refresh

Keep credit profiles continuously up to date with automated refreshes. Choose weekly or monthly updates to retrieve the latest comprehensive credit report and liability data.

Vehicle Lookup

Access a consumer's comprehensive vehicle information, using just a VIN or license plate number.

Vehicle Attributes

Fill in complete vehicle make, model, trim, and year data for a consumer's application.

Talk to Our Team.

Credit Profile

Unify credit, debt, and scores in a single standardized view, with flexible attributes for accurate verification.

Real-Time Data

Access real-time credit card balances for a current view of liability risk — no outdated statements.

Credit Scores

Only need credit scores? We’ve got those, too. We currently offer VantageScore 3.0, FICO 4, and FICO 8 — and adding more.

Credit Card Name & Art

Instantly identify a consumer's exact credit card brand, program, and card art without requiring sensitive account details.

Weekly or Monthly Subscription Refresh

Keep credit profiles continuously up to date with automated refreshes. Choose weekly or monthly updates to retrieve the latest comprehensive credit report and liability data.

Vehicle Lookup

Access a consumer's comprehensive vehicle information, using just a VIN or license plate number.

Vehicle Attributes

Fill in complete vehicle make, model, trim, and year data for a consumer's application.

Talk to Our Team.

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Payments & Servicing Platforms

Confirm account details before initiating payments.

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Payments & Servicing Platforms

Confirm account details before initiating payments.

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Payments & Servicing Platforms

Confirm account details before initiating payments.

The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.

With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.