The Fastest Path to Verified Connections.

Spinwheel Connect links verified consumer financial and liability accounts in seconds. No passwords or logins needed.

The Fastest Path to Verified Connections.

Spinwheel Connect links verified consumer financial and liability accounts in seconds. No passwords or logins needed.

Verification Shouldn’t Be a Bottleneck.

Passwords, provider lookups, and multi-step logins kill conversion. Consumers drop off, workflows stall, and businesses lose trust, time, and opportunity.

No Logins. No Friction.

Just Instant, Verified Access
to Real-Time Data.

Frictionless by Design.

Faster by Far.

NASA Federal Credit Union Streamlined Onboarding

50%

NASA Federal Credit Union Streamlined Onboarding

50%

NASA Federal Credit Union Streamlined Onboarding

50%

NerdWallet Saw Significant Lift in Conversion

14%

NerdWallet Saw Significant Lift in Conversion

14%

NerdWallet Saw Significant Lift in Conversion

14%

Get Started Within Hours.

Get Started Within Hours.

Get Started Within Hours.

Need Flexibility? We Offer Multiple Ways to Connect.

Short Message Service (SMS).

Instant verification through a secure, one-time SMS code. No passwords. No friction.

Best for every workflow, and our recommended method.

Short Message Service (SMS).

Instant verification through a secure, one-time SMS code. No passwords. No friction.

Best for every workflow, and our recommended method.

Short Message Service (SMS).

Instant verification through a secure, one-time SMS code. No passwords. No friction.

Best for every workflow, and our recommended method.

Network.

A connected financial ecosystem of secure, dynamic token identifiers that carry verified consumer data — all through one persistent, trusted credential.

Best for top-of-funnel customer acquisition companies, marketplaces, lead generation, and their partners.

Pre-Verified Phone.

Authenticate consumers instantly using personal information already confirmed during a phone or SMS interaction.

Best for processes including live agents.

Verifying Profile
Verifying Profile
Verifying Profile

Pre-Verified
Consumer Profile.

Connect consumers using personal identifying information already verified and authenticated through a credit bureau-approved process.

Best for pre-verified consumers and obtained PII.

Verifying Profile
Verifying Profile
Verifying Profile

Knowledge-Based Authentication.

Authenticate and verify consumers instantly with a secure, knowledge-based identity check — no documents, no delays.

Recommended option as a fallback method.

Verifying Profile
Verifying Profile
Verifying Profile

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Payments & Servicing Platforms

Confirm account details before initiating payments.

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Payments & Servicing Platforms

Confirm account details before initiating payments.

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Payments & Servicing Platforms

Confirm account details before initiating payments.

The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.

With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.

The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.

With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.

The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.

With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.

Upgrade Your Onboarding with Instant, Passwordless Verification.

Upgrade Your Onboarding with Instant, Passwordless Verification.

Upgrade Your Onboarding with Instant, Passwordless Verification.