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Products > Connect

The Fastest Path to Verified Connections.

Spinwheel Connect links verified consumer financial and liability accounts in seconds using instant verification or a provider's own KYC process. No clunky manual authentication flows.

Get Started With Connect

See Docs

Products > Connect

The Fastest Path to Verified Connections.

Spinwheel Connect links verified consumer financial and liability accounts in seconds using instant verification or a provider's own KYC process. No clunky manual authentication flows.

Get Started With Connect

See Docs

Verification Shouldn’t Be a Bottleneck.

Light blue gradient with fingerprint overlay

Passwords, provider lookups, and multi-step logins kill conversion. Consumers drop off, workflows stall, and businesses lose trust, time, and opportunity.

Diagram of Spinwheel Connect at the center of concentric rings linking data sources including bureaus, banking cores, card issuing platforms, telco carriers, public records, loan servicers, bill pay, payment networks, credit card issuers, auto, personal, and student loan lenders

No Friction.

Just Instant, Verified Access
to Real-Time Data.

Just Instant, Verified Access to Real-Time Data.

Frictionless by Design.

Faster by Far.

NASA Federal Credit Union Streamlined Onboarding

50%

NerdWallet Saw Significant Lift in Conversion

14%

Get Started Within Hours.

Book a Demo

Need Flexibility? We Offer Multiple Ways to Connect — Including Your Existing KYC Process.

Short Message Service (SMS).

Instant verification through a secure, one-time SMS code. No passwords. No friction.

Best for every workflow, and our recommended method.

See Docs

A mobile phone screen showing entering your phone number and birthdate for instant verification

Short Message Service (SMS).

Instant verification through a secure, one-time SMS code. No passwords. No friction.

Best for every workflow, and our recommended method.

See Docs

Short Message Service (SMS).

Instant verification through a secure, one-time SMS code. No passwords. No friction.

Best for every workflow, and our recommended method.

See Docs

Network.

A connected financial ecosystem of secure, dynamic token identifiers that carry verified consumer data — all through one persistent, trusted credential.

Best for top-of-funnel customer acquisition companies, marketplaces, lead generation, and their partners.

See Docs

Image of the Spinwheel network token, which is a dynamic token that identifies verified consumer data

Concentric gray circles radiating from a fingerprint icon at the center, representing secure identity verification

Pre-Verified Phone.

Authenticate consumers instantly using personal information already confirmed during a phone or SMS interaction.

Best for processes including live agents.

See Docs

Pre-Verified
Consumer Profile.

Connect consumers using personal identifying information already verified and authenticated through a credit bureau-approved process.

Best for pre-verified consumers and obtained PII.

See Docs

Knowledge-Based Authentication.

Authenticate and verify consumers instantly with a secure, knowledge-based identity check — no documents, no delays.

Recommended option as a fallback method.

See Docs

Risk Layer.

Strengthen existing CIP/KYC and fraud programs with an added layer of verification using third-party data sources.

Best for applying custom risk thresholds and enhancing fraud protection beyond default flows to reduce costs by detecting anomalies earlier in the process.

See Docs

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Payments & Servicing Platforms

Confirm account details before initiating payments.

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Payments & Servicing Platforms

Confirm account details before initiating payments.

Use Cases

Powering Progress for
Financial Innovators.

Explore how teams use Spinwheel in real-world scenarios to deliver better outcomes across their business.

Fintech & Banking Apps

Increase conversion and consumer trust during onboarding.

Lenders

Verify liability accounts instantly to improve underwriting and risk models.

Debt & Money Management Apps

Connect verified liabilities for real-time insights.

Payments & Servicing Platforms

Confirm account details before initiating payments.

The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.

With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.