Spinwheel Closed $11M in New Funding Learn More

Embed consumer debt solutions in your application

Spinwheel makes it easy to offer full-featured debt use cases in your app, starting with student loans.

Get Started

Get API Keys

image description
image description
image description
image description image description image description

All the components you need to offer full-featured student loan products

Data and intelligence

We do the heavy lifting to deliver complete, clean data — and layer on insights like loan priority scores

Payments solutions

With Spinwheel, payments are embedded, so borrowers know what and when to pay, and can do it easily from your app

Plug and play UX

Our beautiful, whitelabel drop-in modules make it a snap to create compelling end user flows

Get Started

Read and write APIs democratize both data and functions

User-permissioned connectivity to comprehensive data and complex functions enable your app to do almost anything a user can do at a loan servicer.

Get Started
image description
image description image description image description

Build in minutes, not months

Intuitive APIs, low-code modules, clear documentation, and outstanding support.

Get Started
image description

Powering a range of use cases

Powering a
range of
use cases

Simplify complex payments

Pay down or payoff, we make it easy to create a payment and apply it correctly — ensuring it goes towards the loan with the largest principal and highest interest rate or is treated as an early payment

Get Started

Get the full financial picture

Get complete, real-time loan and borrower info along with AI powered insights to help you instantly verify, understand and engage your customers — and help them set goals

Get Started

Put benefits to work against student debt

Loyalty, points, reward, cash back and round-up programs use Spinwheel to increase memberships and improve usage by applying points to loans

Get Started
image description
image description image description image description image description

Address the #1 financial concern of Millennials

We want to make it less stressful for borrowers to manage and pay down their student debt, and for the many companies that support them to offer seamless solutions

Get Started
  • 50% American households have student debt
  • 81% Said getting out of debt faster is a top priority in life
  • 74% Will recruit an average of three loved ones to help with their goals
  • 86% Want student debt benefits instead of cash, points, discounts
image description
image description image description
Too many Americans are burdened by consumer debt and are looking for real help. Spinwheel's platform is making it easy for any company to create innovative products and services that engage consumers and improve financial outcomes. Jonathan Stein, Founder and Chairman of the Board of Betterment
Spinwheel is building critical infrastructure that drastically reduces the complexity and costs of building consumer debt solutions. Their unique approach of combining intelligence on top of data and payments simplifies something that is often extremely convoluted for both consumers and companies. Charley Ma, Former Head of Fintech Sales / Growth Plaid
If you're with a bank, fintech or other organization and want an API to let your users connect, pay and manage student debt in your app, you should talk to Spinwheel. Anil D. Aggarwal, CEO, Fintech Meetup. Former CEO of Money20/20 and TxVia (acquired by Google)