Get connected
to consumer debt

Spinwheel makes it easy to embed consumer loan data directly into your app or product. We cover 95% of consumer debt including credit card debt, student loans, personal loans, auto loans, mortgages, and buy now, pay later.

With just one connection, you’ll help your business and your users improve financial outcomes. We call this Better Debt.

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Trusted By

A Debt API Unlike Any Other

With a single call to our simple, dev-friendly APIs, we offer the only comprehensive debt​ ​management platform that improve​s​ outcomes for you and your customers.

Comprehensive Data Insights API
Comprehensive Data + Insights
Precision Payments API
Precision Payments
Embedded Personalized Refi API
Embedded + Personalized Refi
Real-Time Debt Payoff API
Real-Time Debt Payoff
Balance Transfers API
Balance Transfers
Account Switching API
Account Switching

Plug & Play

Launch within hours!

Our APIs & beautiful, whitelabel drop-in modules make it a snap to create compelling end-user experiences.

Let us Help You Grow Your Business

From workplace benefits providers to neobanks, our loan data has helped dozens of businesses retain customers, reach new audiences, lower operating costs, and empower borrowers.

Student Loans API
Student Loans
Credit Card Debt API
Credit Card Debt
Personal Loans API
Personal Loans
Mortgage Loans API
Mortgage Loans
Auto Loans API
Auto Loans
Buy Now Pay Later
Buy Now, Pay Later

An Uplifting Approach to Paying Down Debt

By combining robust data with actionable insights, Spinwheel gives you the only debt management solution that empowers borrowers to take control of their debt.


A single source of truth for all debt accounts allows for easy, immediate access to fresh loan data.


Spinwheel’s intelligent financial tools take the guesswork out of loan repayment.


Optimized payments keep borrowers on track for real peace-of-mind.

Embedded Financial Data API