If you are a victim or survivor of human trafficking, you have special protections under the Fair Credit Reporting Act (FCRA), including the ability to have negative information that resulted from trafficking removed from your credit reports.

Spinwheel will work with the appropriate credit bureaus to ensure that adverse information resulting from human trafficking is addressed appropriately and that required statements are added to your credit file.

Your Rights.

• You may request a human trafficking victim statement added to your credit file.

• Certain negative information related to trafficking may be blocked or removed. 

Confidential Handling.

All submissions related to human trafficking are handled confidentially and with care.

Documentation.

You may be asked to include the following as part of your submission:

• Proof of identity

• Victim determination documentation, such as: 

  • Government or law enforcement determination

  • Certified self-attestation or attestation from a non-profit organization

  • Court documentation

• Identification of adverse information resulting from trafficking

How to Submit.

Online: Complete the secure form below.

By Mail: Download and mail a completed copy of the Human Trafficking Support Form to: 

Spinwheel Solutions, Inc.
c/o Consumer Support
490 43rd Street, Suite 24
Oakland, CA 94609

Support Resources.

Visit the National Human Trafficking Hotline website
Call: 888.373.7888 or Text INFO to 233733

Visit IdentityTheft.gov

Submit Your Request.