
Product > Wallet
A Faster, Better Checkout Experience.
Spinwheel Wallet discovers and prefills credit cards at checkout for faster completions, more payment options, and less fraud. No 16-digit card numbers required.

Product > Wallet
A Faster, Better Checkout Experience.
Spinwheel Wallet discovers and prefills credit cards at checkout for faster completions, more payment options, and less fraud. No 16-digit card numbers required.
Instant Card Discovery. Frictionless Checkout.
Manual card entry is one of the biggest sources of cart abandonment. Plus, organizations can't verify who's typing them.
Spinwheel Wallet prefills eligible cards without adding friction for the consumers and links them to verified consumer identities to reduce fraud.

The Easy Path to Prefill a Wallet.
Spinwheel Wallet enables multiple use cases for digital wallets — from frictionless checkout to Buy Now Pay Later payments to reduced fraud risk.
Increase Checkout Completions
Prefill eligible credit cards with just a phone number and date of birth.
Enable BNPL Repayments
Fund BNPL repyaments with discovered credit cards to expand payment options, support higher-value transactions, and reduce drop-offs.
Ensure Seamless Backup Payment Options
Enable consumers to use alternative credit cards at checkout if their default card is expired. No failed transactions, no extra work.
Reduce Fraud Risk
Link cards to verified consumer identities — reducing fraud risk without adding friction
Provide an Always Up-to-Date Wallet
Automatically add new credit cards to a consumer's digital wallet without any extra steps.
Deliver Smarter Checkout Payments
Help consumers maximize rewards and savings by intelligently recommending the best card to use for each merchant.
Increase Checkout Completions
Prefill eligible credit cards with just a phone number and date of birth.
Reduce Fraud Risk
Link cards to verified consumer identities — reducing fraud risk without adding friction
Enable BNPL Repayments
Fund BNPL repyaments with discovered credit cards to expand payment options, support higher-value transactions, and reduce drop-offs.
Provide an Always Up-to-Date Wallet
Automatically add new credit cards to a consumer's digital wallet without any extra steps.
Ensure Seamless Backup Payment Options
Enable consumers to use alternative credit cards at checkout if their default card is expired. No failed transactions, no extra work.
Deliver Smarter Checkout Payments
Help consumers maximize rewards and savings by intelligently recommending the best card to use for each merchant.
The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.
With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.
The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.
With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.
The Spinwheel product suite enables you to verify faster, gain a clearer view of consumer liabilities, and reduce friction for consumers.
With only a phone number and date of birth, Spinwheel powers permissioned, real-time consumer credit data and embedded payments across every major debt category through easy-to-use APIs. Build amazing consumers experiences with Spinwheel.




