Use Case > Apply

Deliver Fast, Frictionless Application Experiences.

Spinwheel enables lenders and credit providers to power application processes with just a phone number and date of birth — delivering consumer-permissioned credit data, verified identity, and prefilled financial information without added friction for consumers.

Use Case > Apply

Deliver Fast, Frictionless Application Experiences.

Spinwheel enables lenders and credit providers to power application processes with just a phone number and date of birth — delivering consumer-permissioned credit data, verified identity, and prefilled financial information without added friction for consumers.

Less Is More to Drive Higher Application Completion Rates.

Less Is More to Drive Higher Application Completion Rates.

Less Is More to Drive Higher Application Completion Rates.

Problem

Cumbersome Application Processes Drive Consumers Away.

Cumbersome Application Processes Drive Consumers Away.

Consumers abandon applications for many reasons — lengthy forms, manual data entry, missing financial information, repetitive verification steps. Every additional form field, credential request, and manual process increases abandonment and reduces conversion.

Problem

Cumbersome Application Processes Drive Consumers Away.

Consumers abandon applications for many reasons — lengthy forms, manual data entry, missing financial information, repetitive verification steps. Every additional form field, credential request, and manual process increases abandonment and reduces conversion.

Solution

Simplify the Application Experience.

Simplify the Application Experience.

Leverage consumer-permissioned credit data, verified identity, and prefilled financial information to reduce unnecessary friction throughout the application process.

Instead of asking consumers to re-enter information you already have, create faster, more seamless application experiences that drive higher completion rates, stronger conversion, and better consumer experiences.

Solution

Simplify the Application Experience.

Leverage consumer-permissioned credit data, verified identity, and prefilled financial information to reduce unnecessary friction throughout the application process.

Instead of asking consumers to re-enter information you already have, create faster, more seamless application experiences that drive higher completion rates, stronger conversion, and better consumer experiences.

The Spinwheel Difference.

Improved Conversion.

Help more qualified consumers successfully progress through the lifecycle.

20%+

increase in conversion rates

Increased Application Completion.

Reduce friction that causes consumers to abandon applications.

Better Consumer Experiences.

Replace manual processes with faster, more seamless application journeys.

80%

faster application times

Accelerated Time to Decision.

Move consumers from application to decision faster with verified, prefilled information.

The Spinwheel Difference.

Improved Conversion.

Help more qualified consumers successfully progress through the lifecycle.

20%+

increase in conversion rates

Increased Application Completion.

Reduce friction that causes consumers to abandon applications.

Better Consumer Experiences.

Replace manual processes with faster, more seamless application journeys.

80%

faster application times

Accelerated Time to Decision.

Move consumers from application to decision faster with verified, prefilled information.

The Spinwheel Difference.

Improved Conversion.

Help more qualified consumers successfully progress through the lifecycle.

20%+

increase in conversion rates

Better Consumer Experiences.

Replace manual processes with faster, more seamless application journeys.

80%

faster application times

Increased Application Completion.

Reduce friction that causes consumers to abandon applications.

Accelerated Time to Decision.

Move consumers from application to decision faster with verified, prefilled information.

Common Solutions.

Prefilled Applications.

Reduce manual data entry using verified consumer information to prefill form fields.

Identity-Aware Application Flows.

Balance Transfer Applications.

Refinance Applications.

Multi-Product Application Experiences.

Common Solutions.

Prefilled Applications.

Reduce manual data entry using verified consumer information to prefill form fields.

Identity-Aware Application Flows.

Balance Transfer Applications.

Refinance Applications.

Multi-Product Application Experiences.

Common Solutions.

Prefilled Applications.

Reduce manual data entry using verified consumer information to prefill form fields.

Identity-Aware Application Flows.

Balance Transfer Applications.

Refinance Applications.

Multi-Product Application Experiences.

What’s Next? → Approve

Every Application Requires a Decision. 

Once the application is completed and required information collected, the next step is making a confident credit decision.

Powering the Full Consumer Credit Lifecycle.

What’s Next? → Approve

Every Application Requires a Decision. 

Once the application is completed and required information collected, the next step is making a confident credit decision.

Powering the Full Consumer Credit Lifecycle.

What’s Next? → Approve

Every Application Requires a Decision. 

Once the application is completed and required information collected, the next step is making a confident credit decision.

Powering the Full Consumer Credit Lifecycle.

Turn Intent Into Completed Applications.

Reduce friction, improve completion rates, and create better application experiences.

Turn Intent Into Completed Applications.

Reduce friction, improve completion rates, and create better application experiences.

Turn Intent Into Completed Applications.

Reduce friction, improve completion rates, and create better application experiences.