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Use Case > Disburse

Disburse Funds to Exactly the Right Destination, Every Time.

Spinwheel enables financial institutions to disburse funds, including balance transfers and debt payoff, with confidence using verified creditor, account, and payment information.

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Talk to Sales

Use Case > Disburse

Disburse Funds to Exactly the Right Destination, Every Time.

Spinwheel enables financial institutions to disburse funds, including balance transfers and debt payoff, with confidence using verified creditor, account, and payment information.

Book a Demo

Talk to Sales

Money Should Move Without Hassle and Delays.

Problem

Disbursement Errors Can Cost You and Your Consumers.

Once a consumer has been approved for a loan, balance transfer, or refinance, money still needs to reach the right destination. But, outdated creditor information, manual processes, paper checks, and incomplete account data create delays, operational costs, and funding risk.

The result is slower funding, poor consumer experiences, and increased servicing overhead.

Problem: Disbursement cards showing unknown creditor details and funding destination, a funding risk warning, a connection error, and funding delayed for manual review

Problem

Disbursement Errors Can Cost You and Your Consumers.

The result is slower funding, poor consumer experiences, and increased servicing overhead.

Solution

Disburse Funds With Ease and Confidence.

Access verified creditor, account, and payment information before funds are sent. Instead of relying on manual workflows and disconnected payment processes, move money accurately and efficiently to the intended destination.

The result is faster funding, fewer errors, and better consumer experiences.

Solution: App showing an approved $10,000 personal loan, cards selected for payoff from Bank of America, Chase, and Target, and a confirmation that funds were applied to credit cards and transferred to a bank account

Solution

Disburse Funds With Ease and Confidence.

The result is faster funding, fewer errors, and better consumer experiences.

The Spinwheel Difference.

Accelerated Funding.

Reduce delays between approval and funding for consumers and your business.

70%+

decrease in balance transfer times

Improved Disbursement Accuracy.

Ensure funds are delivered to the correct creditor, lender, or destination account.

Reduced Operational Overhead.

Replace paper-based and manual funding workflows with automated processes.

50%

lower costs with more accurate credit card and liability data — and precision disbursement data.

Better Consumer Experiences.

Help consumers access funds faster and with greater confidence.

The Spinwheel Difference.

Accelerated Funding.

Reduce delays between approval and funding for consumers and your business.

70%+

decrease in balance transfer times

Improved Disbursement Accuracy.

Ensure funds are delivered to the correct creditor, lender, or destination account.

Reduced Operational Overhead.

Replace paper-based and manual funding workflows with automated processes.

50%

lower costs with more accurate credit card and liability data — and precision disbursement data.

Better Consumer Experiences.

Help consumers access funds faster and with greater confidence.

The Spinwheel Difference.

Accelerated Funding.

Reduce delays between approval and funding for consumers and your business.

70%+

decrease in balance transfer times

Reduced Operational Overhead.

Replace paper-based and manual funding workflows with automated processes.

50%

lower costs with more accurate credit card and liability data — and precision disbursement data.

Improved Disbursement Accuracy.

Ensure funds are delivered to the correct creditor, lender, or destination account.

Better Consumer Experiences.

Help consumers access funds faster and with greater confidence.

Common Solutions.

App showing $10,000 in total funds to disburse across Bank of America, Chase, and Target cards, with $7,075.15 disbursed and $2,924.85 transferred to a bank account

Balance Transfer Funding.

Send funds directly to verified creditors.

Debt Consolidation Disbursement.

Refinance Funding.

Loan Disbursement.

Multi-Creditor Payment Routing.

Common Solutions.

Balance Transfer Funding.

Send funds directly to verified creditors.

Debt Consolidation Disbursement.

Refinance Funding.

Loan Disbursement.

Multi-Creditor Payment Routing.

Common Solutions.

Balance Transfer Funding.

Send funds directly to verified creditors.

Debt Consolidation Disbursement.

Refinance Funding.

Loan Disbursement.

Multi-Creditor Payment Routing.

What’s Next? → Manage

Credit Profiles Don’t Stand Still after Disbursing Funds.

Once money has been disbursed, organizations need to stay connected to changing financial positions and account activity over time.

Explore Manage

Powering the Full Consumer Credit Lifecycle.

Circular lending lifecycle diagram with eight stages around Spinwheel: Segment, Verify, Prequal, Apply, Approve, Disburse, Manage, and Pay, with the Disburse and Manage stages highlighted

What’s Next? → Manage

Credit Profiles Don’t Stand Still after Disbursing Funds.

Once money has been disbursed, organizations need to stay connected to changing financial positions and account activity over time.

Explore Manage

Powering the Full Consumer Credit Lifecycle.

What’s Next? → Manage

Credit Profiles Don’t Stand Still after Disbursing Funds.

Once money has been disbursed, organizations need to stay connected to changing financial positions and account activity over time.

Explore Manage

Powering the Full Consumer Credit Lifecycle.

Fund With Confidence.

Move money accurately, reduce operational friction, and get funds to the right destination faster.

Book a Demo

Fund With Confidence.

Move money accurately, reduce operational friction, and get funds to the right destination faster.

Book a Demo

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