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Use Case > Prequalification and Matching

Match Consumers to Relevant Recommendations Using Real Credit Data.

More relevant product recommendations, higher conversion, and stronger leads. Spinwheel shows lenders and marketplaces what each consumer owes, from debts and balances to current card APRs, with the consumer’s consent.

Book a Demo

Talk to Sales

Use Case > Prequalification and Matching

Match Consumers to Relevant Recommendations Using Real Credit Data.

More relevant product recommendations, higher conversion, and stronger leads. Spinwheel shows lenders and marketplaces what each consumer owes, from debts and balances to current card APRs, with the consumer’s consent.

Book a Demo

Talk to Sales

Problem

Customer Fit Is Only as Good as the Data Behind It.

Lenders and marketplaces often work from self-reported answers or a monthly bureau snapshot. But, consumers misremember balances, rates, and creditors — and a snapshot reflects what was last reported, not today’s reality.

Prequalification based on self-reported debt: a form with estimated credit score and balances, an outdated credit snapshot, and a $10,000 loan offer marked unavailable because it doesn’t match the consumer’s real debt

Problem

Customer Fit Is Only as Good as the Data Behind It.

Solution

Recommend Which Products May Fit — Based on Accurate, Current Data.

Spinwheel provides a current view of a consumer’s debts, balances, and creditors, plus current credit card balances and APRs from supported issuers. Lenders can show which products may fit, and marketplaces can match consumers to relevant offers.

Prequalification with verified credit data: a credit snapshot showing card balances and creditors, an approved $10,000 personal loan at 5.5%, and an approved 0% intro APR balance transfer

Solution

Recommend Which Products May Fit — Based on Accurate, Current Data.

The Spinwheel Difference.

Better Matches.

Recommendations start from what the consumer owes — not what the consumer remembers.

Stronger Leads.

Verified credit data improves partner acceptance for marketplaces.

65%

average rate of qualified leads to approved applications.

Right-Sized Loans.

Current debt balances, not guesswork, ensures consolidation and refinance amounts match what needs to be paid.

Current Card Data.

Real-time credit card balances and APRs from supported issuers keep matches accurate as consumers move toward an application.

See how one online financial company increased qualified customer volume with real-time balances.

Learn More

The Spinwheel Difference.

Better Matches.

Recommendations start from what the consumer owes — not what the consumer remembers.

Stronger Leads.

Verified credit data improves partner acceptance for marketplaces.

65%

average rate of qualified leads to approved applications.

Right-Sized Loans.

Current debt balances, not guesswork, ensures consolidation and refinance amounts match what needs to be paid.

Current Card Data.

Real-time credit card balances and APRs from supported issuers keep matches accurate as consumers move toward an application.

See how one online financial company increased qualified customer volume with real-time balances.

Learn More

The Spinwheel Difference.

Better Matches.

Recommendations start from what the consumer owes — not what the consumer remembers.

Right-Sized Loans.

Current debt balances, not guesswork, ensures consolidation and refinance amounts match what needs to be paid.

Stronger Leads.

Verified credit data improves partner acceptance for marketplaces.

65%

average rate of qualified leads to approved applications.

Current Card Data.

Real-time credit card balances and APRs from supported issuers keep matches accurate as consumers move toward an application.

See how one online financial company increased qualified customer volume with real-time balances.

Learn More

Common Solutions.

Debt consolidation screen showing $187,014.36 total debt and a 724 credit score, with Bank of America and Chase debts selected for a $10,000 consolidation loan at 5.5% interest

Debt Consolidation Matching.

Consumers see their own debts and select what to consolidate — and lenders size the loan around it.

Balance Transfer Recommendations.

Refinance and Home Equity Matching.

Marketplace Product Matching.

Counseling Intake.

Common Solutions.

Debt Consolidation Matching.

Consumers see their own debts and select what to consolidate — and lenders size the loan around it.

Balance Transfer Recommendations.

Refinance and Home Equity Matching.

Marketplace Product Matching.

Counseling Intake.

Common Solutions.

Debt Consolidation Matching.

Consumers see their own debts and select what to consolidate — and lenders size the loan around it.

Balance Transfer Recommendations.

Refinance and Home Equity Matching.

Marketplace Product Matching.

Counseling Intake.

Make Better Matches From Real Credit Data.

See how current credit data can show which products may fit.

Book a Demo

Make Better Matches From Real Credit Data.

See how current credit data can show which products may fit.

Book a Demo

Make Better Matches From Real Credit Data.

See how current credit data can show which products may fit.

Book a Demo

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