Use Case > Wallet and Checkout

Replace Manual Card Entry with One-Click Commerce Experiences.

More completed purchases and faster checkouts. Spinwheel automatically populates the credit cards a consumer owns into your digital wallet and checkout experiences.

Use Case > Wallet and Checkout

Replace Manual Card Entry with One-Click Commerce Experiences.

More completed purchases and faster checkouts. Spinwheel automatically populates the credit cards a consumer owns into your digital wallet and checkout experiences.

Problem

Typing a Card Is Where Purchases Stop and Fraud Enters.

Typing a Card Is Where Purchases Stop and Fraud Enters.

Manually entering card numbers and details loses shoppers, lets stolen cards in, and leaves merchants paying for high costs for fraud.

App screens for adding a card manually: an incomplete card number error, a blank saved card, and a connection error asking to re-enter card details
App screens for adding a card manually: an incomplete card number error, a blank saved card, and a connection error asking to re-enter card details

Problem

Typing a Card Is Where Purchases Stop and Fraud Enters.

Manually entering card numbers and details loses shoppers, lets stolen cards in, and leaves merchants paying for high costs for fraud.

App screens for adding a card manually: an incomplete card number error, a blank saved card, and a connection error asking to re-enter card details

Solution

Let Consumers Auto-Fill and Pick from Their Real Cards.

Let Consumers Auto-Fill and Pick from Their Real Cards.

Spinwheel returns the credit cards the consumer already owns — each with its card brand assets so the consumer sees a familiar card and picks it instead of typing one. Each card is tied to a verified identity, which reduces fraud risk. No manual entry required.

App screens showing cards found automatically, a checkout paying with the selected card, and a payment complete confirmation with the card and cardholder verified
App screens showing cards found automatically, a checkout paying with the selected card, and a payment complete confirmation with the card and cardholder verified

Solution

Let Consumers Auto-Fill and Pick from Their Real Cards.

Spinwheel returns the credit cards the consumer already owns — each with its card brand assets so the consumer sees a familiar card and picks it instead of typing one. Each card is tied to a verified identity, which reduces fraud risk. No manual entry required.

App screens showing cards found automatically, a checkout paying with the selected card, and a payment complete confirmation with the card and cardholder verified

How Auto-Fill Works.

Enter

The consumer provides a phone number and date of birth.

App screen with mobile phone number and date of birth fields and a Continue button

Enter

The consumer provides a phone number and date of birth.

App screen with mobile phone number and date of birth fields and a Continue button

The Spinwheel Difference.

Less Checkout Abandonment.

Less manual entry means more cards added to a wallet and more completed purchases.

Lower Fraud Risk.

Link cards to verified consumer identities — reducing fraud risk without adding friction.

Higher Purchase Trust.

Card brand assets replace a generic masked number, so consumers know exactly what card they’re selecting.

Fewer Failed Charges.

Backup cards are ready when a default card expires or maxes out, so merchants chase fewer payments.

The Spinwheel Difference.

Less Checkout Abandonment.

Less manual entry means more cards added to a wallet and more completed purchases.

Higher Purchase Trust.

Card brand assets replace a generic masked number, so consumers know exactly what card they’re selecting.

Lower Fraud Risk.

Link cards to verified consumer identities — reducing fraud risk without adding friction.

Fewer Failed Charges.

Backup cards are ready when a default card expires or maxes out, so merchants chase fewer payments.

The Spinwheel Difference.

Less Checkout Abandonment.

Less manual entry means more cards added to a wallet and more completed purchases.

Lower Fraud Risk.

Link cards to verified consumer identities — reducing fraud risk without adding friction.

Higher Purchase Trust.

Card brand assets replace a generic masked number, so consumers know exactly what card they’re selecting.

Fewer Failed Charges.

Backup cards are ready when a default card expires or maxes out, so merchants chase fewer payments.

Common Solutions.

Checkout screen verified to Alex Simon, paying $129.00 for running shoes with a choice of Bank of America, Wells Fargo Autograph or Chase Sapphire Preferred cards

Checkout Card Selection.

Consumers pick a card they recognize for faster purchases instead of typing numbers.

Wallet Card Linking.

BNPL Repayment Funding.

Backup Payment Options.

Identity-Verified Cards.

Common Solutions.

Checkout screen verified to Alex Simon, paying $129.00 for running shoes with a choice of Bank of America, Wells Fargo Autograph or Chase Sapphire Preferred cards

Checkout Card Selection.

Consumers pick a card they recognize for faster purchases instead of typing numbers.

Wallet Card Linking.

BNPL Repayment Funding.

Backup Payment Options.

Identity-Verified Cards.

Common Solutions.

Checkout screen verified to Alex Simon, paying $129.00 for running shoes with a choice of Bank of America, Wells Fargo Autograph or Chase Sapphire Preferred cards

Checkout Card Selection.

Consumers pick a card they recognize for faster purchases instead of typing numbers.

Wallet Card Linking.

BNPL Repayment Funding.

Backup Payment Options.

Identity-Verified Cards.

Drive More Purchases with Less Manual Card Entry.

See how auto-filled cards with recognizable card brand assets increase purchases and decrease risk.

Drive More Purchases with Less Manual Card Entry.

See how auto-filled cards with recognizable card brand assets increase purchases and decrease risk.

Drive More Purchases with Less Manual Card Entry.

See how auto-filled cards with recognizable card brand assets increase purchases and decrease risk.