Industries > Marketplaces

Instant Outcomes, Built on Verified Intent.

With just a phone number and date of birth, Spinwheel helps marketplaces instantly qualify consumers, route them to the right products, and enable immediate action.

Industries > Marketplaces

Instant Outcomes, Built on Verified Intent.

With just a phone number and date of birth, Spinwheel helps marketplaces instantly qualify consumers, route them to the right products, and enable immediate action.
  • Banks.com logo
    Experian logo
    Nerdwallet logo
    Forbes Advisor logo
    BorrowBetter logo
    Form Piper logo
    Become logo
    Private Auto logo
    Funnel First Media logo
    Spataro Media Inc logo
    Vertical Acres logo
    Bearing Fruit logo
  • Banks.com logo
    Experian logo
    Nerdwallet logo
    Forbes Advisor logo
    BorrowBetter logo
    Form Piper logo
    Become logo
    Private Auto logo
    Funnel First Media logo
    Spataro Media Inc logo
    Vertical Acres logo
    Bearing Fruit logo
  • Banks.com logo
    Experian logo
    Nerdwallet logo
    Forbes Advisor logo
    BorrowBetter logo
    Form Piper logo
    Become logo
    Private Auto logo
    Funnel First Media logo
    Spataro Media Inc logo
    Vertical Acres logo
    Bearing Fruit logo

Problem

Don’t Lose High-Intent Customers to Friction.

When verification takes too long and credit data is stale,
high-intent customers disappear before the match is made.

Problem: Loan application screens asking for loan amount, loan purpose, estimated credit score, name, street address, password, and Social Security number

Problem

Don’t Lose High-Intent Customers to Friction.

When verification takes too long and credit data is stale,
high-intent customers disappear before the match is made.

Problem: Loan application screens asking for loan amount, loan purpose, estimated credit score, name, street address, password, and Social Security number

Problem

Don’t Lose High-Intent Customers to Friction.

When verification takes too long and credit data is stale,
high-intent customers disappear before the match is made.

Problem: Loan application screens asking for loan amount, loan purpose, estimated credit score, name, street address, password, and Social Security number

Solution

Turn Intent into Real Outcomes — Instantly.

Turn Intent into Real Outcomes — Instantly.

Streamline verifications and understand real debt context to match consumers to the right financial products in real time.

Solution: App showing a phone number and date of birth form, a successfully verified profile with a credit score of 724, and pre-approved loan offers from Beacon, Upstart, and Wells Fargo with interest rates and terms
Solution: App showing a phone number and date of birth form, a successfully verified profile with a credit score of 724, and pre-approved loan offers from Beacon, Upstart, and Wells Fargo with interest rates and terms

Solution

Turn Intent into Real Outcomes — Instantly.

Streamline verifications and understand real debt context to match consumers to the right financial products in real time.

Solution: App showing a phone number and date of birth form, a successfully verified profile with a credit score of 724, and pre-approved loan offers from Beacon, Upstart, and Wells Fargo with interest rates and terms

Make Your Marketplace a Real-time Matching Engine.

Frictionless onboarding using phone number and date of birth

Form fields for mobile phone number and date of birth

Unified debt and credit profiles across all major categories

App showing profile details with a credit score gauge at 724 and a Chase joint checking account

Developer-first APIs that plug directly into marketplace flows

Spinwheel API JSON response showing user ID, connection ID, a successful connection status, and profile data

Instant verification with consented real-time liabilities

App showing a successfully verified profile with name and birthdate

Live credit balances and ongoing monitoring

Account cards showing balances for a Citi Double Cash credit card and a Home Depot card

White-labeled experiences that preserve brand trust

Make Your Marketplace a Real-time Matching Engine.

Frictionless onboarding using phone number and date of birth

Form fields for mobile phone number and date of birth

Unified debt and credit profiles across all major categories

App showing profile details with a credit score gauge at 724 and a Chase joint checking account

Developer-first APIs that plug directly into marketplace flows

Spinwheel API JSON response showing user ID, connection ID, a successful connection status, and profile data

Instant verification with consented real-time liabilities

App showing a successfully verified profile with name and birthdate

Live credit balances and ongoing monitoring

Account cards showing balances for a Citi Double Cash credit card and a Home Depot card

White-labeled experiences that preserve brand trust

Make Your Marketplace a Real-time Matching Engine.

Frictionless onboarding using phone number and date of birth

Form fields for mobile phone number and date of birth

Instant verification with consented real-time liabilities

App showing a successfully verified profile with name and birthdate

Unified debt and credit profiles across all major categories

App showing profile details with a credit score gauge at 724 and a Chase joint checking account

Live credit balances and ongoing monitoring

Account cards showing balances for a Citi Double Cash credit card and a Home Depot card

Developer-first APIs that plug directly into marketplace flows

Spinwheel API JSON response showing user ID, connection ID, a successful connection status, and profile data

White-labeled experiences that preserve brand trust

NerdWallet logo

Scale Impact with Spinwheel.

✔️

Increased conversion by 22% with real-time credit context at decision time

✔️

Drove $4M+ in incremental net revenue through smarter matching and action

✔️

Scaled to 100% of loan traffic in under a month, from pilot to production

NerdWallet personal loan flow asking for mobile number, date of birth, and how the money will be used

Use Cases

Better Matches. Higher Conversions.
Stronger Partner Outcomes.

Better Matches. Higher Conversions. Stronger Partner Outcomes.

Better Matches.
Higher Conversions.
Stronger Partner Outcomes.

Collect verified debt data to qualify consumers at the top of the funnel

Collect verified debt data to qualify consumers at the top of the funnel

Higher conversion and completion rates

Higher conversion and completion rates

Instantly match consumers to the right lenders, relief, and financial products

Instantly match consumers to the right lenders, relief, and financial products

Better downstream partner performance

Better downstream partner performance

Improve lead quality before routing to partners

Improve lead quality before routing to partners

Reduced lead drop-off and misrouting

Reduced lead drop-off and misrouting

Replace static pre-qualification with live financial context

Replace static pre-qualification with live financial context

Transparent and accurate data that consumers can trust

Transparent and accurate data that consumers can trust

Results You Can See Across the Funnel.

See how Spinwheel verifies consumers and activates real-time outcomes inside your marketplace.

Results You Can See Across the Funnel.

See how Spinwheel verifies consumers and activates real-time outcomes inside your marketplace.

Results You Can See Across the Funnel.

See how Spinwheel verifies consumers and activates real-time outcomes inside your marketplace.