We’re proud to be recognized by one of the most respected publications in the payments industry — The Nilson Report — for our work modernizing credit infrastructure.

The article spotlights how Spinwheel enables lenders, fintechs, and apps to access real-time, consumer-permissioned credit data and eliminate friction across the credit lifecycle — from onboarding to balance transfers.

With just two data points — date of birth and phone number — Spinwheel can return a complete consumer credit profile, helping partners make faster, smarter, and fairer decisions.

Read the full Nilson Report, Issue 1294 (October 2025) here.