For Credit Card Issuers
1-Click Balance Transfers
Make highly-targeted balance transfer offers in just one click
All you need is a customer’s phone number and birthdate and our API gives you complete visibility into a user’s third-party credit cards, including real-time balances. This data allows you to intelligently target and personalize your balance transfer offers. It only takes the customer one click to accept the balance transfer. Then we immediately process the transfer of funds and receive confirmation and settlement details automatically.
Precisely target the best users for balance transfers
Our API gives you consumer-permissioned visibility into an applicant’s external credit lines including real-time balances
Increase offer take rate
Improve application completion rates and increase conversions with a streamlined balance transfer flow
Instant direct disbursement
As soon as the user accepts, we’ll immediately process the transfer of funds and you’ll receive confirmation and settlement details automatically.
How it Works
All you need from the borrower is:
- Phone number.
- Consent to share.
You’ll access ALL of the data you need to target and optimize your offers, including:
- Full account numbers
- Credit card balances (in real time!)
- Transfer your users’ balances from a connected account, with a single payment request
- Instantly track the payment request status through webhooks