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For Lenders

1-Click Pre-Qual

Originate more loans

With just one click, our API provides you with everything you need to pre-qual a user, including 9-digit SSNs, existing tradelines, credit scores, and real-time balances on credit cards. Gone are the days of error-prone manual entry or cumbersome forms.

Spinwheel Solutions PreQual

Solution Benefits

Reduce application data input

Streamline applications

Reduce application data input by 75% in order to save time and increase completion rates.

Accurate application information

Eliminate error-prone applications

Replace manual data entry with real-time, 100% verified consumer data from our API.

Increase offer take rate

Improve conversion and funding rates

Fund more loans with a streamlined funnel that uses verified data to increase app submissions.

How it Works

All you need from the borrower is:

  • 6 fields.
  • Consent to share.

You’ll instantly access the verified credit data you need to pre-qualify including:

  • 9-digit SSNs
  • Credit scores
  • Existing tradelines
  • Full account numbers
  • Current balances
  • Interest rate
1-Click Pre-Qual
Pre-Qual Code
For Developers
Easy-to-Embed Debt Solutions
  • Render Spinwheel’s embedded debt connect module on your app
  • Users are presented with a form to enter phone number and date of birth
  • Users receive a text message to verify and consent
  • On the backend you are returned all of their liabilities and data to easily populate into your loan application