Originate more loans
With just one click, our API provides you with everything you need to pre-qual a user, including 9-digit SSNs, existing tradelines, credit scores, and real-time balances on credit cards. Gone are the days of error-prone manual entry or cumbersome forms.
Reduce application data input by 75% in order to save time and increase completion rates.
Eliminate error-prone applications
Replace manual data entry with real-time, 100% verified consumer data from our API.
Improve conversion and funding rates
Fund more loans with a streamlined funnel that uses verified data to increase app submissions.
How it Works
All you need from the borrower is:
- 6 fields.
- Consent to share.
You’ll instantly access the verified credit data you need to pre-qualify including:
- 9-digit SSNs
- Credit scores
- Existing tradelines
- Full account numbers
- Current balances
- Interest rate
- Render Spinwheel’s embedded debt connect module on your app
- Users are presented with a form to enter phone number and date of birth
- Users receive a text message to verify and consent
- On the backend you are returned all of their liabilities and data to easily populate into your loan application