For PFMs
1-Click Debt Management
Optimize your customers’ financial health with one click
Become the central financial platform for your customers by providing a complete picture of their financial health. Our 1-Click Debt Management solution allows you to seamlessly display your customers’ liabilities alongside recommendations to optimize their finances.
Solution Benefits
All debt in one place
Provide your customers with a holistic view of their finances. Increase linked accounts per user by allowing them to connect all debt lines with one click.
Personalized recommendations
With a complete view of their liabilities, you can retrieve specific, individualized recommendations on the next best action for them to take on their debt based a user’s goals.
How it Works
All you need from the borrower is:
- Phone number.
- Birthdate.
- Consent to share.
You get access to their entire debt profile to provide highly personalized recommendations such as:
- Which loan to payoff first
- How to lower their monthly payment
- Specific lending products that match their needs
For Developers
Easy-to-Embed Debt Solutions
- Render Spinwheel’s embedded debt connect module on your app
- Users are presented with a form to enter phone number and date of birth
- Users receive a text message to verify and consent
- On the backend you are returned all of their liabilities and data
