Personal Loan Lenders

Increase Revenue 10x & Boost Repayment Outcomes

  • Direct payments of credit card balances
  • Improve visibility into credit card account data
  • Boost your profile on our refinance network
Student Debt, Home and Personal Loan APIs
The Problem
Managing default risk is a key capability for a successful lending book.
The Solution
Spinwheel’s debt API helps you create a reliable customer risk profile with the ability to directly connect to credit card issuers. Lower default risk and improve margins even more with direct payments to the credit card issuer.

Better Outcomes & Benefits

An Easy, More Direct Repayment Process.
We make it easy for you to complete direct loan payments to the debt issuer in real time, or for borrowers to set up an auto-pay plan. Reduce default risk, access current debt balances, and increase repayment outcomes with Precision Pay.
Lower Default Risks With Better Data.
Quickly build a risk profile with access to any liabilities account and get a complete financial picture for easy, accurate risk assessment. Consistent direct connections to borrower account data provide full visibility into credit card balance, loan information, and more.
A Smarter Approach to Loan Repayment.
Spinwheel’s intelligent tools, including our loan calculator, make it easy for borrowers and lenders to create a feasible loan repayment plan and improve default rates.
Say Hello to More Customers.
Spinwheel’s network gets you in front of millions of borrowers fast. Our embedded fintech solutions open up all-new refinance and debt consolidation capabilities, so borrowers can make data-driven decisions to improve outcomes, and drive your revenue.

Go Further & Increase Your Customer’s LTV

Re-engage your low-risk borrowers and increase revenue by targeting other outstanding credit card debt. Assist borrowers with refinancing or debt consolidation with their other cards.

Spinwheel: Better Outcomes Made Easy.

Spinwheel: Better Outcomes Made Easy.

1.

Borrower connects their loan account via the app

Debt and Loan APIs

Spinwheel: Better Outcomes Made Easy.

2.

Once authenticated, you have access to their debt information

Debt and Loan APIs

Spinwheel: Better Outcomes Made Easy.

3.

Borrowers can start making payments or refinancing right away

Debt and Loan APIs

Launch Quickly at No Cost

Learn how Spinwheel can help you simplify your refinance process and find the solutions you need. Fill out our short form and we’ll be in touch.
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